State of the Dream 2015: Underbanked and Overcharged

Unbanked and Overcharged looks at the banking industry from the perspective of low-wage workers and people of color. This groundbreaking report finds that over one in five households (mostly Black, Latino, or Native American) are underserved by the banking industry, costing these households an average of $3,029 per year in fees and interest just to access their own money. This "wage theft" takes a total of $103 billion per year out of the communities that need it most.

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State of the Dream 2014: Healthcare for Whom?

Healthcare for Whom explores the racial economic implications of one of the most important human rights issues and public policy debates of the day: healthcare. 

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State of the Dream 2013: A Long Way From Home

UFE's tenth annual Martin Luther King, Jr. Day report shows that the racial wealth divide remains and tells the story of how the Great Recession took a greater economic toll on Black and Latino families than on White families.

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State of the Dream 2012: The Emerging Majority

The Emerging Majority measures the impacts of the past thirty years of public policy on the racial divide, examining a host of social and economic indicators, including income, wealth, poverty, health care, homeownership, education and incarceration

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Flip it to Fix It


MAY 25, 2011: 
At the core of the budget crisis facing states are regressive state tax structures that are unfair, unsound, and unsustainable by design. A report released today by United for a Fair Economy provides a sensible solution: inverting the state’s current tax structure.

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State of the Dream 2011: Austerity for Whom?

Austerity for Whom? surveys the impacts of a tax-cutting, government-shrinking economic agenda – as prescribed by Republican leadership with Tea Party allies – on communities of color.

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State of the Dream 2010: Drained

Drained highlights the shortcomings of colorblind policies and the urgent need for targeted strategies geared toward lifting up the communities in most need.

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State of the Dream 2009: The Silent Depression

The Silent Depression explores the silent economic depression that affects communities of color – one that has gone unacknowledged and unaddressed. 

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State of the Dream 2008: Foreclosed

This 2008 report examines the racial bias of the subprime mortgage lending crisis, and the devastating wealth loss to people of color that has resulted.

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State of the Dream 2007: Voting Blue, Staying in the Red

Voting Blue, Staying in the Red explores the impact of the new Democratically controlled Congress.

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State of the Dream 2006: Stalling the Dream

Stalling the Dream looks at the role of the racial wealth divide in decreasing resilience during moments of crisis.

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State of the Dream 2005: Disowned in the Ownership Society

Disowned in the Ownership Society looks at the disparate views of what an ownership society looks like.

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State of the Dream 2004: Enduring Disparities in Black and White

Enduring Disparities looks at the economic outcomes that continue to maintain the racial wealth gap.

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